the mainboard mod doesn't look too hard. if soldering skill is the only thing holding you back, you should invest in some equipment and learn on some cheap kits then dive in. believe me, with proper prep and the right iron/solder, soldering on a PCB is the easiest soldering there is (as long as its not surface mount stuff, lol).
ive been meaning to get around to that mod myself, this little reminder might push me over the edge. will need to raid my parts bins!
meant to add: if you want to just put a fan on with no interfacing with the printer at all. you can simply power it with a 12 volt (or 5 volt, depending on your fan) wall wart with a switch spliced in the line. that's actually what im still doing, seems to work fine, just have to remember to turn it on.